Penulis / NIM
TESYA RAKHMI AMALIYAH BULOTO / 921414101
Program Studi
S1 - AKUNTANSI
Pembimbing 1 / NIDN
IMRAN ROSMAN HAMBALI, S.Pd., SE., MSA / 0023087004
Pembimbing 2 / NIDN
MULIYANI MAHMUD, S.Pd, MSA / 0014068503
Abstrak
ABSTRAK
TESYA RAKHMI AMALIYAH BULOTO, 2018,Skripsi. Pengaruh Tingkat Kecukupan Modal danKreditBermasalahTerhadapProfitabilitasPerbankanNasional yang Terdaftar di Bursa Efek Indonesia Periode 2012-2017. Program Studi S1 Akuntansi, FakultasEkonomi, UniversitasNegeriGorontalo. DibawahbimbinganBapak Imran RosmanHambaliS.Pd., SE., MSA selakupembimbing I danIbuMuliyani Mahmud S.Pd, MSA selakupembimbing II.
PenelitianinibertujuanuntukmengujipengaruhKecukupan Modal danKreditBermasalahTerhadapProfitabilitasPerbankanNasional yang Terdaftar di Bursa Efek Indonesia Periode 2012-2017.Metodepenelitian yang digunakanadalahmetodekuantitatif.Data dalampenelitianiniadalah data sekunderberupalaporankeuangan yang diperolehdarisitusresmi Bursa Efek Indonesia dansitusresmi bank yang bersangkutan.Pengambilansampeldenganmetodepurposive sampling, Sehinggasampel yang dijadikanobjekpenelitianadalah 9 perusahaan.Teknikanalisis data menggunakananalisisregresi linear berganda.
Hasilpenelitianinimenunjukkanbahwasecaraparsialkecukupan modal tidakberpengaruhsignifikanterhadapprofitabilitas.Kreditbermasalahberpengaruhsignifikanterhadapprofitabilitas. Serta secarasimultanvariabelkecukupan modal dankreditbermasalahberpengaruhterhadapvariabelterikatyakniprofitabilitasperbankannasional yang terdaftar di Bursa Efek Indonesia periode 2012-2017 dengannilai25,56%.Sedangkansisanyasebesar 74,44 % dipengaruhiolehvariabel lain diluarvariabel yang diamatidalampenelitianini.
Kata kunci: Kecukupan Modal, KreditBermasalah, Profitabilitas
ABSTRACT
TESYA RAKHMI AMALIYAH BULOTO, 2018. Skripsi. The Influence Of Capital Adequacy Ratio and Credit Risk Towards The Profitability of National Banking Which Listed at Indonesia Stock Exchange From 2012 To 2017. Bachelor Study Program of Accounting, Faculty of Economics, State University of Gorontalo. The principal supervisor is Imran Rosman Hambali S.Pd., SE., MSA and the co-supervisor is Muliyani Mahmud S.Pd, MSA.
The research aimed at axamining the influence Capital Adequacy Ratio and Credit Risk Towards The Profitability of National Banking Which Listed At Indonesia Stock Exchange From 2012 to 2017. It applied a quantitative method. Data in this research were secondary data which was a financial statement that obtained from the official website of Indonesia Stock Exchange and the official website of the bank concerned. The samples in this research were 9 firm. Which were collected through purposive sampling. The technique of data analysis used multiple regression linear analysis.
Research finding revealed that; partially, capital adequacy did not have a significant influence towards the profitability, while the credit risk had a significant influence towards the profitability. Silmutaneously, capital adequacy variable and credit risk had an influence towards the dependent variable which was the profitability of national banking which listed at Indonesia Stock Exchange from 2012 to 2017 with the value of determination coefficient was 25,56%. While the rest 74,44% was influenced by other variables which were not observed in the research.
Keywords : Capital Adequacy, Credit Risk, Profitability
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