Penulis / NIM
YULIANTY M. ZAIN / 931414141
Program Studi
S1 - MANAJEMEN
Pembimbing 1 / NIDN
Dr. Drs. ABDUL RAHMAN PAKAYA, M.Si / 0020125810
Pembimbing 2 / NIDN
SRIE ISNAWATY PAKAYA, S.Pd, M.Si / 0014057203
Abstrak
ABSTRAK
Yulianty M. Zain. 931 414 141. 2018. Perbandingan Kinerja Keuangan Perbankan Konvensional dan Perbankan Syariah di Indonesia Periode 2012-2016. Skripsi Program Studi S1 Manajemen, Jurusan Manajemen, Fakultas Ekonomi. Universitas Negeri Gorontalo, dibawah bimbingan Bapak Dr. Drs. Abd. Rahman Pakaya, M.Si selaku pembimbing I dan Ibu Srie Isnawaty Pakaya, S.Pd., M.Si selaku pembimbing II
Penelitian ini bertujuan untuk menganalisis dan mengetahui Untuk mengetahui perbedaan yang signifikan antara kinerja keuangan ditinjau dari rasio kinerja keuangan antara perbankan konvensional dengan perbankan Syariah. Pengumpulan data dalam penelitian dengan mengambil data dari situs Bursa Efek Indonesia sehingga data dalam penelitian ini merupakan data sekunder. Sampel dalam penelitian ini sebanyak 3 bank konvensional dan 3 bank syariah. Kemudian analisis data menggunakan analisis Independent Samples t Test.
Hasil Penelitian menunjukan bahwa terdapat perbedaan yang signifikan antara Capital Adequacy Ratio (CAR), Return On Asset (ROA), Return On Equity (ROE), Operational Efficiency Ratio (OER/BOPO) Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) Bank Konvensional dengan Bank Syariah Indonesia selama periode 2012-2016. Dilihat dari rata-rata maka Capital Adequacy Ratio (CAR), Return On Asset (ROA), Return On Equity (ROE), Operational Efficiency Ratio (OER/BOPO) Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) Bank Konvensional lebih baik dibandingkan dengan Bank Syariah Indonesia.
Kata Kunci: Kinerja Keuangan, Bank Konvensional, Bank Syariah
ABSTRACT
Yulianty M. Zain. 931 414 141. 2018. The Comparative Study of Financial Performance of Conventional and Islamic Banking in Indonesia in Period 2012-2016. Skripsi Bachelor Study Program of Management, Department of Management, Faculty of Economics. State University of Gorontalo. The principal Supervisor is Dr. Drs. Abd. Rahman Pakaya, M. Si, and Co-supervisor is Srie Isnawaty Pakaya, S.Pd.,M.Si.
The research objective is to analyze and know the significant difference of financial performance reviewed from financial performance ratio between conventional and islamic banking. The data collection technique uses data accessed from the website of indonesia Stock Exchange. Therefore, it is included as secondary data. The research samples are 3 conventional banks and 3 islamic banks that after collection, they are analyzed by using independent Sampel t-test.
The research findings reveal that there is significant difference between Capital Adequacy Ratio (CAR), Return On Asset (ROA), Return On Equity(ROE), Operational Efficiency Ratio (OER/BOPO), Loan to Deposito Ratio (LDR) and Non-performing Loan (NPL) of Conventional Banks and Islamic Banks in Indonesia during 2012-2016 where the financial performance of Conventional Banks is better than the islamic Banks.
Keywords: Financial Performance, Conventional Bank, Islamic Bank
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